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Plan Now Before It's Too Late!



As the baby boomer population gets older, they need to pay attention to how to age in a healthy way and how to manage their retirement. Age creeps up on you and if you are lucky enough to reach your retirement age, it is wise to think about your plan for aging gracefully, staying independent and being covered medically and financially. “Baby boomers” is generally defined as those who were born during the baby boom in the years immediately following World War II. These babies would cover the years around 1946-1961, a number that reached 76 million in the USA alone.
This significant chunk of population means that the surviving baby boomers are now on their way to their 60s. While in their 50s, baby boomers should monitor their health by undergoing a thorough medical exam to detect early any conditions that may pose as a problem later on in life. They should pay attention to their heart health, respiratory health, eye health, digestive health, circulatory health, kidney health and liver health among others. There are screenings and tests available to detect any problems and if a problem is detected, they should consult with their doctors about the best way to manage it.

There is also a stress on healthy diet and healthy lifestyle. Eat loads of fruits and vegetables that are high in age-fighting antioxidants and read up on foods that can boost memory. Steer clear of foods that have too much fats and like in your youth, its best to watch your calorie intake. While you mind may be as young as ever, the truth is that your body has put in many years of work and would need extra taking care of, so you should be mindful of what you put into it. You should also make exercising a habit because this is one of the greatest tools in keeping the body healthy, even in your older age. Aim for 20-25 minutes of mild to moderate exercise every day. You can go for a run, a hike, a swim or sign up on local community activities that feature activities like tai chi, yoga or biking. Smoking should also be avoided, and alcohol intake kept to a minimum.

Baby boomers would also have been working for most of their lives and the thought of retirement can be daunting for many. This might keep many of them awake at night, tossing and turning, dreading days upon days of inactivity and being confined to the home during their retirement. In order to make sure that you have an enjoyable retirement, you need to plan for it just like any other thing. Retirement doesn’t have to mean that you would stop working—to the contrary, you could still work. However, this work would not be employment, but rather you enjoying the things that you couldn’t do because of your strict employment schedule. The work that you could do can include volunteering for charitable organizations, mentoring youth, organizing community affairs and much more. You could also start a profitable hobby with the help of your children or your friends, such as an arts and crafts business or you can join your local fair to sell products. It is always said that keeping busy is the key to keeping young.

It’s also almost certain that you can find communities or organizations that share some of your passions. If you have a passion for hiking for instance, you can find groups that you can be a part of. It is very important that you find fun social things to do in lieu of your work to keep you occupied, something that still has a structure to it, apart from your usual friends’ gatherings. You should also fill your calendars with bonding with family, bonding with your spouse, and bonding with friends. Take the time to travel—you have earned it. You may soon find out with travelling that retirement might be the best thing that’s ever happened to you.

While in your 50s you should also begin thinking about the far future. When you reach the age of 70, the best thing to hope for is to still be healthy and independent. However, some seniors of this age would already have health problems and might need the help of others for their care. If this should happen to you, as early as now it is best to have a battle plan on how to manage such a situation. Are you expecting to live with relatives and are they willing? Will you employ a private nurse and what modifications do you need to make in the house to make it safer? Will you opt to live in a home and do you have the means to pay for it?

Many of the issues we discussed, many people would rather not think about. However, these issues need to be addressed while baby boomers are still healthy so that it’s one less thing to worry about. Plan on living a full, enjoyable life.